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  • Why Sellers Choose The Bigelow Group - Why home sellers in Owosso, Fenton and Grand Blanc choose The Bigelow Group.

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AVOID FORECLOSURE!! 

Know your options! Most homeowners don’t know their rights when they get a mortgage to purchase their home. Let me just say, all is not lost. There are options for you!  

What we can do, is sit down with you so we can evaluate your personal situation and find a possible solution to your problem. 

Since we work with numerous banks and financial institutions, we may be able to work out a solution to your situation. We do have the experience and knowledge to possibly help you. We have already saved homeowners, like you, thousands and tens of thousands of dollars. And we would be more than happy to meet with you. 

It starts with a phone call or e-mail. Time is very important. So, as soon as you can, contact us. We will be happy to help. 

What we do to help you! 

1. Schedule a confidential and private consultation where we give you a straight forward assessment of your home’s market value and probability of selling within the time constraints of your situation. 

2. We explore the benefits and drawbacks and benefits of doing a short sale. Educate you as the homeowner the current laws and expectations you can expect to receive from a Short Sale. 

3 Our network of specialized attorneys, certified professional accountants, title agencies, and financial advisors will answer your questions to help you resolve any unanswered questions or concerns you have. 

4. Introduction to our Team of skilled negotiators, marketing client relations manager, transaction manager, and Short Sale listing expert. Our full time staff works endlessly with a combined effort to make certain your transaction is a smooth and enjoyable process.
 

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Real Estate Tips
Financing Your Home >The Margin on an ARM

When you are shopping for an Adjustable Rate Mortgage, the important thing to consider is the margin. Each time your loan is adjusted, the new interest rate will be tied to an index of Treasury notes. The margin is the percentage point above that index where your rate will be set.

Let's suppose that you have a one-year ARM with a 2.5 margin. Your initial rate was 7.5%, and during the first year of the loan, the index of 1-year Treasury notes was at 6.25%. The rate for the second year of your loan would be adjusted to 8.75%. With a margin of 2.75, it would increase to 9%. Some lenders offer lower initial rates with higher margins. In this case, the subsequent rates could be higher after the first year, than if you chose a higher initial rate with a lower margin.

If you are confused by the various mortgage offers, ask a professional mortgage broker to sit down with you and show you how it works. Today the rates and different financial possibilities are so variable that it is a good idea to talk to a mortgage broker--they usually know where the best rates can be found.

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Real Estate Trivia
Q 
Where was the great land boom (1919) in which investors paid up to $25,000 for lots not yet dredged up from the ocean?

A 
The great Florida land boom brought hundreds of investors to the state after Carl Fisher founded Miami Beach in 1919.
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The Bigelow Group, REALTOR®, real estate agents and broker for Owosso, Fenton and Grand Blanc, Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)

The Bigelow Group
Keller Williams Realty

11407 S Saginaw St, Grand Blanc, MI 48432
308 W Main St, Owosso, MI 48867
123 River St, Fenton, MI 48430
Toll-Free: (888) 446-6846
Phone: (989) 277-6300
Email: thebigelowgroup@kw.com

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